When potential homeowners are looking to buy a property one factor that has been embedded in them is location, location, location. This is key and certainly an important factor that should be consider when purchasing a home or property. One of the reasons we chose Rock Hill, SC as our home is the close proximity to Charlotte, North Carolina and all the amenities that come with a large city. If we drive to Uptown Charlotte it takes less than 30 minutes depending on traffic. Since the lightrail has opened we use this form of transportation more that driving all the way into Uptown. For just $3 for a roundtrip we park at I485 and South Boulevard and take the lightrail if we are going to a Carolina Panthers game, a Charlotte Bobcats game, the Blumenthal Theater for a show or even to some of the many bars and restaurants in Uptown such as Cosmos, Whiskey River, Blue, Merts Soul Food and so many more. We prefer living in a small college town like Rock Hill so we feel we have the best of both worlds with all the NCAA Sports Winthrop University offers and also the unique shopping experiences, however we have the luxury of large city living if we prefer to head that way. Can’t go wrong as long as you know about location, location, location. Check out our blog at Rock Hill Home Values to find out the latest happenings in the Rock Hill area including our favorite local places to eat and shop.
Homes for Sale in Rock Hill gives you up to date information on all homes available in the Rock Hill area and we hope yo ufind the free links below useful
Homes for Sale in Rock Hill under $100,000
Homes for Sale in Rock Hill 100,000 to 150,000
Homes for Sale in Rock Hill 150,000 to 200,000
Homes for Sale in Rock Hill 200,000 to 250,000
Homes for Sale in Rock Hill 250,000 to 300,000
Thursday, November 19, 2009
Friday, November 13, 2009
The Varsity
Located in Rock Hill, SC is a landmark which is a popular hangout for many residents of the area. The Varsity Restaurant is located on Oakland Avenue which is right down the street from Winthrop University. The Varsity is open 6 days a week and features some of the best breakfast and lunch menu items that you can find in all of Rock Hill. What we love is that they serve breakfast all day. The hash-browns are killer. For lunch they will do daily specials with vegetables, but they also feature out of this world hamburgers, hot-dogs, sandwiches and some of the best desserts around. The staff is always friendly and whenever you are at The Varsity you will always see people you know. Be sure and check out this local gem soon and discover what comfort food is all about.
Monday, November 2, 2009
Credit Info
A very important part of your credit education is staying on top of credit facts in the news. This week we will take a look at things that are happening right now that affect your total financial future.
According to Nurido News, There are a lot of myths about the credit score. Many people tend to think that some credit activities can lower their credit score. Here are a few facts about your credit score.
Checking your credit report does not deteriorate your credit score: Checking your own credit report goes down in the credit report as a soft inquiry and hence does not affect your credit score. However if a lender or a credit card company checks your credit report, it goes down as a hard inquiry and may cost you five points. But another important fact to be kept in mind is that all the inquiries in a 14-day period are considered as a single inquiry. The credit score rating system also does not take into consideration all the inquiries made within a period of 30 days before the day the credit score is to be computed.
Closing old accounts does not improve your credit score: Many lenders might tell you to close old accounts that are not in use. But doing this simply robs you of a long credit history and more percentage of your total credit limit is used up if you close your account.
Your FICO score is all you need: All the three major credit bureaus give you a FICO credit score rating formula. So your FICO score says all about your credit score and you don't need to bother to look for something else to calculate your credit score. Using the FICO Credit Score Rating System, the credit bureaus give you a credit score. However the names for these credit scores are different at these bureaus. At Equifax, they call it Beacon credit score. At TransUnion, they call it Empirica. At Experian, it is called Experian/Fair, Isaac Risk Model.
The reason that you get different credit scores from all the bureaus is that reports of some credit activities performed by you is sent to one bureau and some to other. But more or less your credit score is the same.
Credit counseling does not hurt your score: The FICO credit score rating system does not take into consideration any reference to credit counseling in your report. In fact if you are facing troubles managing your finances then you can try credit counseling. It does not go down as a negative in a credit report.
The perfect way to improve your credit score is of course the simplest of them all - pay your bills on time. Rid yourself of credit score myths and start your credit improvement stint as soon as possible.
According to Nurido News, There are a lot of myths about the credit score. Many people tend to think that some credit activities can lower their credit score. Here are a few facts about your credit score.
Checking your credit report does not deteriorate your credit score: Checking your own credit report goes down in the credit report as a soft inquiry and hence does not affect your credit score. However if a lender or a credit card company checks your credit report, it goes down as a hard inquiry and may cost you five points. But another important fact to be kept in mind is that all the inquiries in a 14-day period are considered as a single inquiry. The credit score rating system also does not take into consideration all the inquiries made within a period of 30 days before the day the credit score is to be computed.
Closing old accounts does not improve your credit score: Many lenders might tell you to close old accounts that are not in use. But doing this simply robs you of a long credit history and more percentage of your total credit limit is used up if you close your account.
Your FICO score is all you need: All the three major credit bureaus give you a FICO credit score rating formula. So your FICO score says all about your credit score and you don't need to bother to look for something else to calculate your credit score. Using the FICO Credit Score Rating System, the credit bureaus give you a credit score. However the names for these credit scores are different at these bureaus. At Equifax, they call it Beacon credit score. At TransUnion, they call it Empirica. At Experian, it is called Experian/Fair, Isaac Risk Model.
The reason that you get different credit scores from all the bureaus is that reports of some credit activities performed by you is sent to one bureau and some to other. But more or less your credit score is the same.
Credit counseling does not hurt your score: The FICO credit score rating system does not take into consideration any reference to credit counseling in your report. In fact if you are facing troubles managing your finances then you can try credit counseling. It does not go down as a negative in a credit report.
The perfect way to improve your credit score is of course the simplest of them all - pay your bills on time. Rid yourself of credit score myths and start your credit improvement stint as soon as possible.
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